Divorces are very hard for most people. You have to think about keeping the house even though you’re going through an emotional period. It’s hard because emotions don’t allow you to think about your interests. And if you want to keep the house after the divorce, you definitely have to think about them sooner or later.

The pain of divorce and separation is bad enough for adults, but what’s it like for a five-year-old? The Supporting Children after Separation Program sounds great. But have the little kids slipped through the cracks again? Copious research supports the notion that some of the greatest impact on the human mind occurs in the first five years. It’s unlikely therefore that 0-5 year olds are unscathed by parental conflict. There’s also good evidence that if it’s not handled well, it can be a precursor to major depressive illness, anxiety disorders and significantly disrupt their academic performance.

The emotional trauma of divorce is bad enough, but when divorce kills your credit, it can suck you into a downward spiral that can take a decade or more to recover from.

Because here’s the ugly truth few divorce attorneys seem to bother telling their clients – a divorce ends your marriage, not your shared financial responsibilities.